Is EPO better than PPO?

An EPO is usually more pocket-friendly than a PPO plan. However, if you choose to get care outside of your plan’s network, it may not be covered (except in an emergency). What are the main differences between HMO, PPO, and EPO plans?

What is an EPO health plan?

An EPO is a type of health plan that offers a local network of doctors and hospitals for you to choose from but networks are generally larger than HMO networks. An EPO is usually more pocket-friendly than a PPO plan. However, if you choose to get care outside of your plan’s network, it may not be covered (except in an emergency).

Should you choose an EPO health insurance plan?

With EPO plans, it’s likely that you’d pay higher deductibles and lower monthly payments compared to other plan types — and you may not need referrals before you get care, as long as you choose providers within the EPO network. Considering an HDHP health insurance plan?